Need an appraisal in Lakeside or Navajo County?

Here are the top seven reasons Arizona homeowners use Marble Appraisals:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
To challenge a property tax assessment in Arizona
Remove PMI to reduce their mortgage payments
To reinstate your Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
In the case of a divorce in the state of Arizona, when real estate needs to be divided
To settle an estate in Navajo county or Arizona by determining the true market value of the property in question


	Do you own a house in or near Lakeside? Do you need help deciding the price of your real estate? Contact Marble Appraisals.

At Marble Appraisals, we understand the particular needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Marble Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.

Challenge a property tax assessment

Let's say you live in a local area that is declining -- your local tax assessor may have your home overvalued. This means you're most likely paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Marble Appraisals is your perfect weapon when challenging your property tax assessment.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping customers just like you abolish unneeded and unwanted PMI insurance.

Was your HELOC recently frozen?

If your property is near a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Marble Appraisals can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for accuracy? An appraiser from Marble Appraisals can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house.

P.O. Box 1444
880 Rainbow View Drive
Lakeside, AZ 85929
928-368-8868 * Fax 928-368-6063